Personally can’t comment on a Delta, but my first 3D printer was a Makibox which wasn’t the best choice, but I got the makers bug big time so quickly moved on to a custom built Prusa i3 and haven’t looked back.
I built a Printrbot and just completed a Delta. by far the Delta was a much quicker build but the jury is still out on differences in print quality until I do more printing with the Delta…
Cost cannot be removed from the choice of a 3d printer.
Reliability is a function of cost of the individual components. Accuracy is a function of the engineering. Of course the two are linked, but it does not mean that you cannot have a good machine at a low price. You can have a low cost, high accuracy, low reliability machine, or you can have a low cost, good accuracy and reliability machine.
The prusa i3 is made to be in the middle, there are a few flaws in the design regarding twist and torsion, but this can be fixed with a few addons.
The mendel90 solves the twist and torsion issues through good engineering, this raises the accuracy without raising cost. Reliability can only be solved through reliable components, high quality stepper motors and drivetrain components, high quality hotends, electronics and extruder.
For an i3, I am partial to the Graber design, however wood is not the best material.
Replacement steppers would be about 30% more above the cost of the machine. Make sure the control board they provide is good quality. Other than that, most of the components are aluminum which means it’ll be hard to break. Thats assuming they are machined properly, but you can work around small issues by shimming and adjusting - it’s not fun to do but its free.
Designing and building your first machine is costly. A kit is a good way to go, but since its your first machine you wont know what to look for, what issues you’ll run into.
The most common failures of cheap machines are: hotend, bent rods, faulty electronics, cheap motors, bad engineering, poor quality printed parts. A lot of these you won’t know until you get the machine, others come with experience in knowing the stress points of the frame and materials.
Also make sure the electronics aren’t some custom job. Stick with the standard open source stuff. Then at least, if you have issues, you have other resources.